Mortgages explained

The new way to get a mortgage

For too long, getting a mortgage has been harder, more expensive, and more time consuming than it needs to be - and you couldn’t be sure you were getting the best deal for you. We’re doing things differently.

The old way

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Go to bank or call mortgage broker

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Face to face appointment

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Long process, mountains of paperwork

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Wait for decisions.

  • Traditional mortgage brokers:

  • High fees.
  • Limited range of lenders.
  • Recommendations can take weeks.
  • Relying on the broker to get you the best deal.
  • Until a broker applies to a lender with all of your details, an agreement in principle can change when a lender fully assesses your credit file. Doing this more than once may affect your credit score.
  • Directly through a lender:

  • Often don’t get the best rates.
  • If you put in the time, you can get a number of agreements in principle, but these can change when a lender fully assesses your credit file.
  • Every time a lender applies for your credit file it has an effect on your credit score.

The new way

01

Live offers from the mortgage market in 60 seconds

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Complete your profile to get updated offers from many lenders

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Manage your application online with advice from a qualified mortgage broker

04

Real time updates, no waiting around.

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